To be clear I like USAA they have been very good in customer service. But chase has been more generous in the available credit area and in being right on the technological curve with the ingenuous A Team at apple. So some money that was planned for USAA may now go into Chase so I can learn about them.
Chase is bigger but looking on the net they have a lot of complaints and stories of dishonesty and closing accounts at the first "sign" of trouble. Just the opposite seems to be true of USAA.
As the ancestor's would say "Keep a sharp Eye"